LSCU COOP / Governmental Affairs / Grassroots Advocacy / Risk-Based Capital Resources

Risk-Based Capital Resources

LSCU Town Hall Meetings

Town Hall Meeting Calendar

The League held town hall style meetings across Alabama and Florida to help credit unions understand the proposed rule and to provide them direction on their comment letters. Bill Berg and Scott Morris led the meetings. Click on their names if you have questions about the meetings.

April 15 Jacksonville
8 - 10am
April 17 Birmingham
LSCU Office
10am - noon CST
April 21 Gainesville
Florida CU
11am - 1pm
April 22 Tampa
Suncoast CU
8 - 10am
April 23 Orlando
8 - 10am
April 24 Huntsville
Redstone FCU
10am - noon
April 24 West Palm Beach
Goldcoast FCU
8 - 10am
April 25 Tallahassee
LSCU Office
8 - 10am
April 30 Mobile
Mobile Educ. CU
8 - 9am CST
May 8 Montgomery
Guardian CU
8 - 10 am
May 8 Muscle Shoals
TVA Community Credit Union/Main Office Location
10 am - noon
May 20 Miami Lakes
JetStream FCU
8 - 10 am

In January of 2014, the NCUA board proposed to revise and replace NCUA’s current PCA rules for federally insured credit unions for credit unions with $50 million or more in assets. The proposed revisions would include a new method for computing the NCUA’s risk-based capital (RBC) measure that is more consistent with the risk-based capital measure for corporate credit unions and the risk-based capital measures used by the Other Federal Banking Regulatory Agencies.

Below are resources from the NCUA and CUNA to help you better understand the rule and how to take action before the May 28 comment period is over.

LSCU Risk-based capital letter

Learn More

NCUA Listening Sessions

League Risk-Based Capital Meeting - 35 minutes long


The NCUA and CUNA have developed calculators to help credit unions estimate what the effects the proposed rule would have on them.

Take Action

Credit unions have until May 28 to submit a comment on the proposed rule. The League would appreciate if it could get a copy of the comment letters that credit unions send. The League will also send the comments to its federal delegation.

Comment letter examples from credit unions

Additional Resources

CUNA Video Explaining Proposed Rule

Inside Exchange #23: NCUA's risk-based capital proposal from CUNA on Vimeo.