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Risk-Based Capital Resources

In January of 2014, the NCUA board proposed to revise and replace NCUA’s current PCA rules for federally insured credit unions for credit unions with $50 million or more in assets. The proposed revisions would include a new method for computing the NCUA’s risk-based capital (RBC) measure that is more consistent with the risk-based capital measure for corporate credit unions and the risk-based capital measures used by the Other Federal Banking Regulatory Agencies.

After more than 2,000 comment letters, listening sessions across the country, and countless meetings, the NCUA offered a revised RBC proposed rule at its Jan. 15 open board meeting. The League will update the resources available to credit unions as they become available.

Below are resources from the NCUA and CUNA for the 2014 first RBC proposed rule.

2015 RBC proposal

Additional Resources

2014 RBC proposal

League's 2014 Risk-Based Capital Meeting - 35 minutes long

Comment letter examples from credit unions

Additional Resources