National Donations at Work

Community Investment Fund (CIF) dividend dollars are used to support both national and state programs and grants that benefit our credit unions and their members.

Click Foundation Programs to see your dollars at work.

State & Local Benefits

National Credit Union Foundation grants the other half of its CIF revenue to each investor's state credit union foundations and leagues.

State foundations and leagues use CIF grants to meet at least one of the following objectives:

• Financial Education
• Credit Union Development
• Credit Union Service Extensions Affordable Housing
• Community Outreach
• Scholarships
• Internships
• Disaster Relief
• Many other charitable projects to benefit credit unions and consumers, consistent with NCUF's mission.

How CIF works

Invest in CIF

The Community Investment Fund (CIF) is the NCUF and SECUF's primary funding mechanism for national and state programs benefiting credit unions and their members.
There are three partnership programs:

CIF with Corporate One
Click here to learn more and to invest.

CIF with National Cooperative Bank(NCB)
Visit www.cifwithncb.coop to learn more and to invest.

CIF with MEMBERS Trust Company
Visit www.memberstrust.com/cif/ to learn more and to invest. Click here to watch a short webinar.
MEMBERS Trust Company offers two investment options:
1) CIF Investment Trust – a conservatively managed 703 permissible funds portfolio. The minimum recommended investment is $500,000.
2) CIF CD investment - fully FDIC insured up to $50,000,000. The minimum recommended investment is $250,000. How is it insured up to $50 million? MEMBERS Trust Company is a participant in the CDARS network.

When CUs make a CD investment with MEMBERS Trust Company, they earn one rate and receive one statement, but their deposit is split among enough participating banks to ensure the full interest and principal is below the $250k FDIC limit. There is sufficient liquidity and participation in the program to offer full FDIC coverage up to $50 Million.
Traditional CIF with Corporate Credit Union Network
Contact your corporate to make an investment or a designated corporate such as Corporate One.