JMFA examines overdraft solutions in CUs

Cheryl Lawson, executive vice president, compliance review, for John M. Floyd & Associates looks at the important question, “Is your overdraft solution a disclosed service or a hidden fee?” In the Federal Reserve’s fifth annual Report on the Economic Well-Being of U.S. Households,  released in early May, the number of Americans who say they are managing […]

Navigating risks in the lending landscape

Jim Bullard, a risk management senior consultant for CUNA Mutual Group, says risk and lending go hand-in-hand. His column below details his perspective. While speaking at a recent credit union league conference, I was asked by an attendee, “Are we going to learn how to be risk-free?” I responded, “If our goal is a completely […]

LSCU/LEVERAGE welcomes new team members

The LSCU is excited to welcome Alisha Stair as its newest Member Relations Consultant within the Cooperative Initiatives team. Alisha will be primarily responsible for assisting, supporting and engaging Credit Unions throughout the state of Alabama. After attending Robert Morris University to obtain her Bachelor’s Degree in Business Administration with concentrations in Management and Marketing, […]

Know your data, know your members

As branch traffic declines and the popularity of digital banking grows, it seems harder than ever to know what your members want, says Amy Robertson, senior manager of payment and lending security with CUNA Mutual Group. Fortunately, the data your members generate is a road map to meeting their expectations. Robertson offers three insights on […]

Vining Sparks Loan Trading grows CU portfolio

Whether you want to grow the credit union’s loan portfolio or you’re looking for sources of liquidity, Vining Sparks’ Loan Trading Group can assist you through the process. By leveraging its 4,500 institutional accounts, Vining Sparks can help meet your goals by making loan portfolio management as efficient as bond portfolio management. If your institution […]

Some key points to ponder about Leadership from CU Resources

Have and Share a Vision Vision is the ability to imagine the organization’s future and inspire others to work toward achieving that future. Pursue Excellence Do it right the first time Look for opportunities for improvement, however small Seek new ways of doing things Be open to other suggestions Be willing to take risks Solicit […]