Assistant Vice President – Mortgage Underwriting

FAIRWINDS Credit Union



Joanne Stake
(407) 277-6030
(407) 658-8513


Job Description:

The Mortgage Underwriting Manager supports, trains, motivates, and develops Underwriters to increase accuracy and quality. The successful candidate will have a proven track record of managing the residential mortgage and home equity underwriting functions, overseeing application volume, quality of underwriting, and application workload management to exceed organizational standards and goals. Guided by established policies/procedures (Federal/State Statute, NCUA, OCC, CFPB) and secondary market guidelines (Investor, VA, FHA, private mortgage insurers), the Underwriting Manager will ensure compliance with federal and state lending laws/regulations and FAIRWINDS policies.

Essential Duties & Responsibilities

•Maintains thorough familiarity with federal and state lending laws/regulations, best practice regulatory guidance, and FAIRWINDS’ mortgage lending policies and procedures. Maintains thorough familiarity with secondary market underwriting guidelines and automated underwriting system reports.
•Manages the preparation/updating of procedures, setting objectives and coordinating the work of other crewmembers
•Underwrites mortgage files within loan officer limits
•Provides training and development for Mortgage Underwriters and Senior Processors. Regularly trains on operational procedures and compliance updates.
•Coordinates loan sale, delivery, post-closing, shipping activity with Mortgage Servicing and Accounting crewmembers.

Education/Experience Required:

•Bachelor’s degree preferred

•5 – 7 years’ mortgage underwriting, secondary market or loan acquisition experience is required
•2-3 years’ management experience is required
•Experience with Encompass/Ellie Mae Mortgage Loan Origination System highly preferred
•Proficient in MS Excel, Word, Outlook, and PowerPoint
•Ability to effectively analyze pipeline and production reports as well as areas of business risk with regard to lending

Additional Comments:

FAIRWINDS is proud to offer crewmembers a competitive salary and benefits package including:

Medical, Dental and Vision Insurance benefits
Generous 401K match
Life and Disability Insurance
Vacation and Holiday Pay
Tuition Reimbursement
Wellness Reimbursement

Welcome to FAIRWINDS Credit Union, a company that was built upon the simple philosophy of “people helping people” since 1949. Helping our members achieve financial freedom, helping our crewmembers grow lifelong careers here, helping our local community grow and thrive. You get the idea.

We continue to be the one of the best companies to work for, simply because we hire the best and most passionate talent. We are proud to promote employees from within and provide a positive work/life balance.