Financial capability Programs

Bite of Reality
Empowerment Through Financial Education

The Empowerment through Financial Education program, created by the Southeastern Credit Union Foundation offers informational resources and templates for credit unions to share with their members. To gain access to download the below free financial literacy materials, simply fill out and submit the form below.

Title Topics Covered
Taking Financial Control Automated Bill Pay, Debt, Credit, Insurance policies, filing, digital documents
Budgeting Basics Budgeting, Debit, Income, Expenses
Budgeting for Families Budgeting, Debt, Income, Expenses, College Savings, 50-20-30 rule
How to Foster Budgeting for Kids Budgeting for ages 3-18, Coins, Money, Giving, Saving, Earning, Investing, Goals, Wants, Needs, Building a Budget for College, Youth Accounts
Budgeting in College Budgeting, Debt, Income, Expenses, Housing, Investing
Budgeting in Retirement Retirement, Budgeting, Fixed Income
Taking Financial Control in Retirement Automated Bill Pay, Debt, Credit, Insurance policies, filing, digital documents
Mobile Banking Basics Mobile Banking, Secure Network, VPN
Debit Card Basics Debit Cards, Overdraft, Tracking Expenses, Protections
Prepaid Card Basics Prepaid cards, Gift Cards, GPR Cards, Student Cards, Overdraft, Tracking Expenses, Protections
Credit Card Basics Credit Cards, Interest, Annual Percentage Rates (APR), Debt
Credit History Basics Credit History, Credit Reports
Credit Score Basics Credit History, Credit Reports, Credit Scores

 

Empowerment through Financial Education Request Form

Books Make Cent$

Books Make Cent$, created by the Southeastern Credit Union Foundation, offers an interactive way to introduce students to credit unions and basic financial concepts while building relationships with schools and community partners. The Books Make Cent$ program provides book recommendations and associated lesson plans for preschool, elementary, and middle school levels. To gain access to download the associated lesson plans, simply fill out the form below.

When ordering your copies of the books, don't forget to use Amazon Smile and select the Southeastern Credit Union Foundation as your charity of choice. Using the link is no extra cost to you, and Amazon Smile donates a percentage of your purchase to the Southeastern Credit Union Foundation.

Book Age/Grade Level Financial Literacy Topics

Earn It!; Save It!; Spend It!; Give It! MoneyBunny Book Series
Author: Cindy McLeod
Book Type: Series
Ages: 3-5
Preschool - Kindergarten
• Budgeting & Saving
• Need vs Want
• Spending choices based on what we have and what is important to us
• Counting
• Budgeting/Not going to plan and extending a goal
• Saving without missing out on simple pleasures
• Helping other with money

Follow the Money
Author: Loreen Leedy
Book Type: Picture Book
Ages: 6-9
Kindergarten - 3rd Grade
• Coins
• Spending

The Lemonade War
Author: Jacqueline Davies
Book Type: Chapter/Series
Ages: 9-11
4th-5th Grade
• Underselling, Value-Added, Profit Marge, and Franchises
• Business Planning

I Want More Pizza
Author: Steve Burkholder
Book Type: Chapter
Ages: 11-14
6th-8th Grade
• Topics covered range from why saving your money is really the foundation for the rest of your money management, to investing (while understanding both the potential rewards and risks).
• The lesson covers topics such as mental blocks to saving, goal setting, and types of accounts

The Missing Money: Money Monsters
Author: Okeoma Moronu-Schreiner
Book Type: Picture Book
Ages: 3-5
Preschool - Kindergarten
• ATM
• Saving
• Earning

One Cents, Two Cents, Old Cent, New Cent
Author: Bonnie Worth
Book Type: Picture Book
Ages: 6-9
Kindergarten - 3rd Grade
• History of Money/Money Around the World
• Bartering
• How Money is Made

My Money Bunnies: Fun Money Management for Kids
Author: Mike Michalowicz
Book Type: Picture Book
Ages: 6-9
Kindergarten - 3rd Grade
• Earning
• Saving
• Spending
• Giving

The Magic Money Tree
Author: Karl Woodhouse
Book Type: Illustrated Poem
Ages: 9-11
4th-5th Grade
• Cashflow
• Quick Money Cons
• Business Development
• Compound Interest
The Banks are Made of Marble
Author: Les Rice
Book Type: Song/Poem
Ages: 11-14
6th-8th Grade
• The Credit Union Difference

Money Plan
Author: Monica Eaton
Book Type: Picture Book
Ages: 3-5
Preschool - Kindergarten
• Budgeting & Saving
• Need vs Want

Praline Lady
Author: Kirstie Myyett
Book Type: Picture Book
Ages: 6-9
Kindergarten - 3rd Grade
• Careers
• Entrepreneurship
• Power of marketing

Danny Dollar Millionaire Extraordinaire - The Lemonade Escapade
Author: Ty Allen Jackson
Book Type: Chapter Book w/Journal
Ages: 8-10
3rd-4th Grade
• Earning and Saving
• Banks/Credit Unions
• Interest

Madam C.J. Walker Builds a Business
Author: Rebel Girls Book Publications
Text provided by: Denene Millner

Ages: 9-11
4th-5th Grade

Ages: 11-14
6th-8th Grade

• Entrepreneurship
• Business development and growth

Mo's Bows: A Young Person's Guide to Start-Up Success: Measure, Cut, Stitch Your Way to a Great Buisness
Author: Moziah Bridges
Book Type: Chapter
Ages: 11-14
6th-8th Grade
• Entrepreneurship
• Business development and growth
• Persuasive Pitches

Bee Fearless: Dream Like a Kid
Author: Ebony Beckford
Book Type: Picture Book
Ages: 11-14
6th-8th Grade
• Social Entrepreneurship
• Business development and growth

Madison's 1st Dollar: A Picture Book About Money
Author: Ebony Beckford
Book Type: Picture Book
Ages: 3-5
Preschool - Kindergarten
• Money Management
• Saving, Giving, Budgeting
• Need vs Want
• Coins/Dollar

Sunny and the Seven Streams of Income
Author: Andrea N. Pope
Book Type: Picture Book
Ages: 7-9
1st-3rd Grade
• Building Wealth
• Streams of Income
• Earned vs Unearned Income
• Coins/Money

Rickshaw Girl
Author: Mitali Perkins
Book Type: Chapter Book
Ages: 9-11
4th-5th Grade
• Currency/Value of Money/Exchange Rates
• Women in Business/Microfinancing
Training Library

BLING-OO

The Southeastern Credit Union Foundation offers a way to engage students of all ages. It’s similar to the familiar classic, BINGO, but with a twist. Download the directions HERE. Use the “Bling-oo” format as a review or as an interactive way for participants to follow along during a workshop. Terms can be changed to suit any topic.

 

10 Under Ten

Movie Reel Reality Fairs: The Basics

Movie Reel Reality Fairs: Getting Ready for Game Day

Movie Reel Reality Fairs: Volunteer Training

Teen/Young Adult Curriculum and Presentations

Money Management: Cash Flow, SMART Goals, Decision Making, Creating a Spending Plan & Maintaining a Positive Cash Flow

Customizable Power Point

Student Workbook: Money Management

Student Assessment: Money Management

Borrowing: Using Credit, Credit Costs, Credit Rating, Borrowing Rights & Identity Fraud

Customizable Power Point

Student Workbook: Borrowing

Student Assessment: Borrowing

Earning Power: Invest in Yourself, Job Benefits and Options, Pay and Taxes, Lifestyle & Plan for Change

Customizable Power Point

Student Workbook: Earning Power

Student Assessment: Earning Power

Investing: Putting Savings to Work, How Investing Works, Choosing Investments & Investing Strategy

Customizable Power Point

Student Workbook: Investing

Student Assessment: Investing

Movie ReelMore Coming Soon

Cash Hash Archive

Movie ReelApril 2020 - Savings & Checking Basics

Movie ReelMarch 2020 - Needs vs Wants During the Pandemic

Movie ReelFebruary 2020 - Payment Methods

Movie ReelOctober 2019 - Holiday Spending Tips

Movie ReelSeptember 2019 - Saving Early for Retirement

Movie ReelAugust 2019 - Back to School Savings Tips

Movie ReelJune 2019 - Entrepreneurship

Movie ReelApril 2019 - Fiscal & Physical Health Connection

Spanish Resources
Biz Kids - Spanish
Next Gen Personal Finance - Spanish (sign up for a free teacher account and then choose the Spanish course option)
Money Smart - Spanish This is FDIC's Money Smart program and it is in Spanish! They even have webinars coming up on how to present the material (train the trainer) and everything is free...excellent quality for high school and adults.
Smart About Money - Spanish Articles
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